We aim to ...
Provide The Right Product Solutions For Your Customers’ Needs
To view our range of products and download the latest policy wordings, visit here
Click here for details on how to make a claim under your policy
Click here for the up-to-date contact details for our team, or to apply for an agency
WHO WE ARE
We are a specialist MGA, looking to forge profitable relationships with broking partners, writing a variety of UK insurance products, details of which are available in the ‘What We Do’ section.
We bring a viable alternative to current markets, providing expertise and a true commitment to customer service and product provision.
Our team are experienced and enthusiastic about the products that they underwrite, and above all are there to provide solutions, not obstacles.
WHAT WE DO
We provide Specialist products within the following markets:
Non-Standard Household (construction, claims, subsidence, business use, listed, convictions).
Previously Underpinned Property.
By allowing easy access to experienced decision makers we will provide our partners with access to premiums for risks that often prove hard or impossible to write.
The product is designed to cater for properties that have had previous subsidence, followed by either partial or full underpinning at the risk address. Copies of engineering reports and a copy of a certificate of structural adequacy will be required at quotation stage.
Our definitions include:
Non-standard wall or roof construction
Trees in the vicinity
Properties not in a good state of repair
Sums Insured driven
Business use or visitors at the premises
Adverse claims experience
Convictions, CCJs, Bankruptcy
Whether it is down to extensive renovation work, sale or probate related delays, personal choice or a work commitment we will consider the risk.
We will offer flexible policies with 3 levels of cover (FLEE only, Full Perils and Full Perils excluding escape of water).
Home Emergency Assistance
Legal Expense Insurance
Accidental Damage Options
Please refer to your policy booklet for details on how to make a claim. The following information has been provided as guidance and does not form part of your insurance contract.
Lares Services Limited
124 City Road